Money moves
the moment
you say so.
Send to anyone, share a pay-link, and run your business with approvals you control. One app, every payment, in real time.
R0
Free, wallet to wallet
0s
Average settle time
0%
Real-time balances
Personal · Balance
R 4,265.40
R250 received just now
Approval needed
R1,850 to Fresh Produce Co
Illustrative example activity
Everything money should be. Fast, clear, yours.
Send in seconds
Money reaches the person you're paying the moment you hit send. No waiting for clearance, no guessing.
Pay-links that just work
Share one link. Anyone can pay you from their wallet or straight from their bank, with no app required on their side.
Approve big payments
Set a limit and every payment above it waits for your explicit yes. Peace of mind on the ones that matter.
Many accounts, one place
Keep personal, savings and side-hustle money in separate accounts, each with its own balance and history.
Business, done together
Add your team, require multiple approvals to move money, and keep everyone accountable on every rand.
See where it goes
Every payment is sorted into clear categories so you know exactly where your money went this month.
Up and running in minutes.
- 01
Create your account
Sign up in under a minute with just your name, email and a password.
- 02
Add money
Top up instantly from your bank or receive your first payment.
- 03
Send, request, grow
Pay anyone, share a pay-link, or open a business account with your team.
From the taxi rank to the boardroom.
ZiziPay works where you work: for the hustle, the household and the whole team.
Spaza & street traders
Take payments without card machines. A pay-link or QR is all you need.
Drivers & couriers
Get paid the moment a trip ends, straight into your wallet.
Small businesses
Pay suppliers and staff with approvals that keep the books clean.
Family & friends
Split a bill, send a gift, or help someone out, instantly.
Money that moves only when the right people agree.
Set how many trusted signers a payment needs: two of four, three of five, however your business works. No single point of failure, no surprises in the books.
Add your team
Invite members and give the right people the power to approve payments.
Multi-signature approvals
Require several trusted people to sign off before money moves. Set it your way.
A record of everything
Every payment, every approval, every signer, captured and searchable.
Spend, by category
See where the business spends at a glance, sorted automatically.
Good to know.
We're onboarding a small early access group of individuals and businesses before opening up more broadly. Join early access above and we'll bring you on as soon as your spot opens.
Your money.
Your rules.
We're onboarding a small early access group of individuals and businesses first. Join the list and we'll bring you on as your spot opens.
Insights
Money, written plainly.
How instant payments actually work in South Africa, and what we learn building them.
